Why pet insurance is a wise investment
Unfortunately, pet accidents and illnesses are part of life. Having the ability to choose the treatment your pet needs rather than what you can afford at the time can make all the difference to their recovery.
At The Hampshire Vet, we believe pet insurance is an important part of responsible pet ownership, and a wise investment. It can give you peace of mind that you can choose the best treatment option.
Cost of specialised treatment
The cost of specialist investigations and treatments at a veterinary referral centre can run into several thousand pounds but could be vital for your pet’s condition.
The Hampshire Vet can do direct claims with some pet insurance providers. Contact us if you need to make a claim and to find out more – see our contact details.
Types of pet insurance
In our profession we are unable to provide recommendations for individual insurance companies; we can offer advice on the different types of policies you can choose from.
(for as long as you renew)
- Typically, either offer a claim amount per condition per year or an annual amount for all conditions
- Typically provide ongoing cover for long-term health conditions such as arthritis, heart/kidney problems, and skin diseases
- When you renew the pot refills
(Individual Condition Cover)
- Claim a maximum amount per condition without a time limit
- Conditions are excluded once the maximum limits have been reached
- Cover a condition for 12 months from the point when it started
- After 12 months the condition will be excluded – even if no treatment has been given
- Financial limits will apply
- Includes cover for accidents only
- Excludes cover for any type of illness
Pet insurance benefits
Pet insurance policies primarily provide cover for veterinary fees related to the treatment of illness and injury. Some policies may also include other benefits such as:
- Third party liability cover if your pet injures someone or damages someone else’s property
- Receive the price you paid for your pet if they become lost, stolen, or die because of injury or illness
- Receive the cost of a pet carer if you are hospitalised for emergency medical treatment
- Receive the cost of your holiday if it’s cancelled due to your pet needing emergency surgery close to the date you were due to leave
- Receive the cost of emergency veterinary treatment for your pet if you take them abroad under the Pet Travel Scheme
- Payment for treatments such as physiotherapy and other supportive therapies